Privacy Policy

Last Updated: March 8, 2018

Zinc Platform, Inc. (hereinafter "Zinc"), owners of the Website (hereinafter "the "Site") is committed to protecting the privacy of the users of the Site. This privacy policy describes how Zinc and its affiliates or subsidiaries (collectively, “we”, or “us”) collect and use the personal information you provide when you use our products and services on our website or through any other means (collectively, the “services”).

This Privacy Policy is incorporated into and subject to the terms of the Zinc Terms of Use. Each time you use the Site, you signify that you have read, understood and agree to be bound by the Terms of Use, which incorporate this Privacy Policy. We may amend this Privacy Policy from time to time and if we do, we will post the revised version on our website. If any revisions are deemed to be material, we will inform you of these changes. However, unless otherwise stated, the revised version will be effective at the time we post it.

1. Collection and Use of Your Information

1.1. If you use the Zinc Services by applying for an insurance, we may collect the following types of information: Personal information - your name, phone number, address, email, third-party application IDs, and other similar information. We may collect additional information from you in order to finalize your insurance application. We may also gather information about your use of our Site or any partner website, including your interaction with the insurance application, your past use of the Zinc Service, any past applications that you’ve made using the Zinc Service and any actions you have taken relating to your application and policy.

1.2 Web Information Collection

We use cookies or other anonymous identifiers to collect and store information when you use the Services, when you interact with the services we offer to partners and in any other manner that we deem necessary for our business purposes. We may also gather and store information including Internet protocol (IP) addresses, browser type, internet service provider (“ISP”) and other data. We may use this information to remember your settings when you use the Zinc Service or access the Site, to analyze trends, administer the Site and improve our Site. We may share this information with our partners and vendors. You can control the use of cookies at the individual browser level. If you reject cookies, you may still use the Zinc Services or access the Site.

1.3 Information Shared with Third Parties

We work with vendors and partners that help us with our operations generally and help us perform services. These vendors and partners include marketing services, electronic payment service providers and insurance providers. We may share your information with any one of these vendors and partners to allow them to perform the services they have agreed to provide us. In each case, we have an agreement with the vendor or partner that will require them not to disclose or sell you information to a third party (unless required for them to provide services to us or if required by law).

We may share your information with the merchant on whose website you are using the Zinc Services.

We may also share your information in response to a judicial proceeding, court order, or legal process or for the purposes of preventing fraud or criminal activity, as required by law or to protect our legal rights.

1.4 Rentention of Your Information

We will retain your information for as long as your account is active or as needed to provide you the Zinc Services or as required by law. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

In the event that Zinc goes through a business transition, such as a merger, acquisition, liquidation or sale of all or a portion of its assets, your personal information will, in most instances, be part of the assets transferred.

2. Protecting Your Information

2.1. Confidentiality

Zinc only shares your information with others when we have your permission or under the types of circumstances described in this Privacy Policy.

2.2 Security Policies

We maintain security policy and safeguards to protect against any anticipated threats to the security of your personal information, protect against unauthorized access to your information, and ensure the proper disposal of your personal information. Our security policy requires us to consistently monitor the risk of any threats to the administrative, technical, and physical safeguards we have put in place to protect your information. These safeguards - including firewalls and restricting access to your personal information only to those employees who have a need to know for the purpose of operations - are reviewed and adjusted periodically based on ongoing risk assessments. While Zinc will ensure to safeguard your information, there may be factors and circumstances beyond our control that may result in disclosure of your information.

2.3 Selling Your Information to Third Parties

Zinc does not sell or rent your personal information to third parties.

Compliance with State and Federal Laws

The Zinc Privacy Policy may not constitute your entire set of privacy rights, as these may also vary from state to state. To be certain of your privacy rights, you may wish to contact the appropriate agency in your state that is charged with overseeing privacy rights of consumers. We may also be required to maintain your personal information for a longer period in order to be in compliance with applicable federal and state laws regarding recordkeeping, reporting and audits.

Other Sites

The Zinc Privacy Policy only covers your use of the Services or access to the Site. Our partners may have different privacy policies with respect to the handling of your information when you interact with the partner’s website. You should consult their privacy policies to understand how any information you may have provided to partners, or that the partner may have accessed, will be handled.

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